Remember, step one to saving money is to knowing where your money is going. Without further ado, here is a printable for those of you who are interested in keeping better track of your food expenses. That’s why I know that my quest to eat out less this year than we did last year is succeeding. Then I add up the columns so I know the full amount I spend on food each month.Īt the end of the year, I can add up all my totals and find the average I spend each month. I fill in the blanks and, at month’s end, add up the totals of each column. That and I don’t like to take 3 small children to the grocery store more often than necessary. It also helps that I meal plan so I only have to go to the grocery store once per week. That keeps fuel and food receipts separate and it saves me the money on buying a premade sandwich. If I bought toilet paper at the grocery store, I log it as “groceries.” If I buy a coffee at Tim Horton’s’ I log it as “eating out.”Īnother perk of such a simple system is that I don’t want to make it more complicated by buying a sandwich at the gas station. I track the date, store name, and whether it was groceries or eating out. There are fancy programs and spreadsheets that allow you to track exactly how much you’re spending on each item at each particular store and all sorts of other fancy details.īeing perfectly honest here, that sounds like a system that would be great to have but it just isn’t sustainable for me. Through the week, I toss all my receipts into a kitchen drawer and, on Friday, I usually just pull up my recent transactions and go through my week’s food-related charges. Most financial gurus recommend a cash envelope system (including me) but, as I mentioned, I’m very good about tracking my money so I use my credit card for everything. I grab my handy-dandy food expense tracker and my laptop. Every Friday morning, I do a personal financial review. Especially when it come to feeding my growing family. I don’t know much about clipping coupons or comparing flyers, but I am very good at knowing where my money is going. Step one to Saving Money is knowing where Your Money is goingīesides home costs, food is the biggest expense that most families have.
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